Paying for Assisted Living: When Siblings Split Costs, What Is Fair?
There are many options for the care of our aging parents, but most of them are costly. There was a stretch of time during my parents’ lives when Dad needed nursing home care, but Mom was getting by living independently in her apartment with my help. Since she had access to an elevator and she wore a medical alert device to call for assistance, she was generally okay. However, it was clear her needs were escalating, so we started looking at assisted living communities. The cost of different facilities varied widely.
Many families are faced with these difficult decisions. Aging parents, whether in the old family home or an apartment alone, come to a point when they are no longer safe living on their own. They need some assistance but do not require nursing home care yet. So, the search for assisted living begins.
Assisted living facilities range from small adult foster homes that care for three or four seniors to swanky retirement campuses with several options for aging in place, meaning that different levels of care can be purchased as needed. Seniors with good pensions and…
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